CareTab

Nanny tax & paycheck calculator

Pick your state and how you pay. See their take-home pay, what you withhold, and your employer taxes, with the forms you'll have to file. Uses 2026 federal and state rules.

Weekly gross
$1,000
$52,000/yr
Their take-home
$877
$45,593/yr
Your employer taxes
$116
$6,032/yr
Total cost to you
$1,116
$58,032/yr

Each paycheck

Hours worked
40 h × $25.00.
$1,000.00
Social Security
6.2% of gross wages.
−$62.00
Medicare
1.45% of gross wages; no wage cap.
−$14.50
Illinois income tax
Illinois IL-W-4 percentage method: annualized wages $52,000.00, less 1 allowance(s) $2,925.00, → $49,075.00 taxable at flat 4.95% = $2,429.21/yr ÷ 52 periods.
−$46.72
Take-home pay$876.78

What you pay on top

Social Security (employer)
Employer match, same base as the employee share.
$62.00
Medicare (employer)
Employer match.
$14.50
Federal unemployment (FUTA)
6.0% less a 5.4% credit for paying state unemployment tax on time, on the first $7,000.00 of wages each year.
$6.00
Illinois unemployment tax
3.35% on the first $14,250.00 of wages each year (UI-HA Report for Household Employers (annual) — or UI-3/40 quarterly, annual). Using the new-employer rate; replace with your rate notice.
$33.50

What you'll have to file in Illinois

  • Register with Illinois Department of Employment Security (IDES) once you pay $1,000 or more in cash wages to household workers in any calendar quarter of the current or preceding calendar year; file UI-HA Report for Household Employers (annual) — or UI-3/40 quarterly annual.
  • Illinois income tax: withholding is voluntary for household employers.
  • W-2 to your nanny and W-3 to the SSA by Jan 31; Schedule H with your Form 1040.
  • Minimum wage $15.00/h; paid sick leave is required. Workers' comp: Required for any household employing domestic workers for a total of 40 or more hours per week for 13 or more weeks during a calendar year (820 ILCS 305/3(18)); optional below that.

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Estimates for planning only, from the published 2026 rules for your state. Not tax advice. CareTab does not file or pay anything for you.