Nanny tax & paycheck calculator
Pick your state and how you pay. See their take-home pay, what you withhold, and your employer taxes, with the forms you'll have to file. Uses 2026 federal and state rules.
Weekly gross
$1,000
$52,000/yr
Their take-home
$875
$45,503/yr
Your employer taxes
$107
$5,548/yr
Total cost to you
$1,107
$57,548/yr
Each paycheck
| Hours worked 40 h × $25.00. | $1,000.00 |
| Social Security 6.2% of gross wages. | −$62.00 |
| Medicare 1.45% of gross wages; no wage cap. | −$14.50 |
| MA Paid Family and Medical Leave 0.46% employee premium on the first $184,500.00. | −$4.60 |
| Massachusetts income tax Massachusetts M-4 percentage method: annualized wages $52,000.00, less standard deduction $2,000.00, less exemptions $3,400.00, less 1 allowance(s) $1,000.00, → $45,600.00 taxable at 5.00% bracket = $2,280.00/yr ÷ 52 periods. | −$43.85 |
| Take-home pay | $875.05 |
What you pay on top
| Social Security (employer) Employer match, same base as the employee share. | $62.00 |
| Medicare (employer) Employer match. | $14.50 |
| Federal unemployment (FUTA) 6.0% less a 5.4% credit for paying state unemployment tax on time, on the first $7,000.00 of wages each year. | $6.00 |
| Massachusetts unemployment tax 2.42% on the first $15,000.00 of wages each year (Quarterly employment and wage detail report (UI Online), quarterly). Using the new-employer rate; replace with your rate notice. | $24.20 |
What you'll have to file in Massachusetts
- Register with Massachusetts Department of Unemployment Assistance (DUA) once you pay household employers paying $1,000 or more in cash wages in a calendar quarter (standard rule; confirm with dua); file Quarterly employment and wage detail report (UI Online) quarterly.
- Massachusetts income tax: withholding is voluntary for household employers.
- MA Paid Family and Medical Leave: employee premium withheld each payday.
- W-2 to your nanny and W-3 to the SSA by Jan 31; Schedule H with your Form 1040.
- Minimum wage $7.25/h; paid sick leave is required. Workers' comp: Massachusetts requires workers compensation for domestic workers employed 16 or more hours per week. Not verified this session - confirm with the MA Department of Industrial Accidents.
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Estimates for planning only, from the published 2026 rules for your state. Not tax advice. CareTab does not file or pay anything for you.