Nanny tax & paycheck calculator
Pick your state and how you pay. See their take-home pay, what you withhold, and your employer taxes, with the forms you'll have to file. Uses 2026 federal and state rules.
Weekly gross
$1,000
$52,000/yr
Their take-home
$886
$46,063/yr
Your employer taxes
$110
$5,694/yr
Total cost to you
$1,110
$57,694/yr
Each paycheck
| Hours worked 40 h × $25.00. | $1,000.00 |
| Social Security 6.2% of gross wages. | −$62.00 |
| Medicare 1.45% of gross wages; no wage cap. | −$14.50 |
| Michigan income tax Michigan MI-W4 percentage method: annualized wages $52,000.00, less 1 allowance(s) $5,900.00, → $46,100.00 taxable at flat 4.25% = $1,959.25/yr ÷ 52 periods. | −$37.68 |
| Take-home pay | $885.82 |
What you pay on top
| Social Security (employer) Employer match, same base as the employee share. | $62.00 |
| Medicare (employer) Employer match. | $14.50 |
| Federal unemployment (FUTA) 6.0% less a 5.4% credit for paying state unemployment tax on time, on the first $7,000.00 of wages each year. | $6.00 |
| Michigan unemployment tax 2.70% on the first $9,500.00 of wages each year (UIA 1028 Employer's Quarterly Wage/Tax Report (filed in MiUI), quarterly). Using the new-employer rate; replace with your rate notice. | $27.00 |
What you'll have to file in Michigan
- Register with Michigan Unemployment Insurance Agency (UIA), Department of Labor and Economic Opportunity once you pay $1,000 or more in cash wages for domestic service in a calendar quarter of the current or preceding calendar year (room and board excluded); file UIA 1028 Employer's Quarterly Wage/Tax Report (filed in MiUI) quarterly.
- Michigan income tax: withholding is voluntary for household employers.
- W-2 to your nanny and W-3 to the SSA by Jan 31; Schedule H with your Form 1040.
- Minimum wage $15.00/h; paid sick leave is required. Workers' comp: Required for a household domestic servant employed 35 or more hours per week for 13 weeks or longer during the preceding 52 weeks (MCL 418.118(2)); otherwise optional (voluntary coverage under section 121).
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Estimates for planning only, from the published 2026 rules for your state. Not tax advice. CareTab does not file or pay anything for you.