Nanny tax & paycheck calculator
Pick your state and how you pay. See their take-home pay, what you withhold, and your employer taxes, with the forms you'll have to file. Uses 2026 federal and state rules.
Weekly gross
$1,000
$52,000/yr
Their take-home
$873
$45,420/yr
Your employer taxes
$87
$4,519/yr
Total cost to you
$1,087
$56,519/yr
Each paycheck
| Hours worked 40 h × $25.00. | $1,000.00 |
| Social Security 6.2% of gross wages. | −$62.00 |
| Medicare 1.45% of gross wages; no wage cap. | −$14.50 |
| Minnesota Paid Leave (family and medical leave premiums, from Jan 1, 2026) 0.44% employee premium. | −$4.40 |
| Minnesota income tax Minnesota W-4MN percentage method: annualized wages $52,000.00, less 1 allowance(s) $5,300.00, → $46,700.00 taxable at 6.80% bracket = $2,373.01/yr ÷ 52 periods. | −$45.63 |
| Take-home pay | $873.47 |
What you pay on top
| Social Security (employer) Employer match, same base as the employee share. | $62.00 |
| Medicare (employer) Employer match. | $14.50 |
| Federal unemployment (FUTA) 6.0% less a 5.4% credit for paying state unemployment tax on time, on the first $7,000.00 of wages each year. | $6.00 |
| Minnesota unemployment tax Rate not set. | $0.00 |
| Minnesota Paid Leave (family and medical leave premiums, from Jan 1, 2026) (employer) 0.44% employer premium. | $4.40 |
What you'll have to file in Minnesota
- Register with Minnesota Unemployment Insurance Program (DEED) once you pay $1,000 or more in total gross wages (including the value of room, board and other advantages) for domestic service in a calendar quarter; all wages for that calendar year then become reportable; file Quarterly wage detail report and payment (uimn.org employer account; also carries Paid Leave premiums) quarterly.
- Minnesota income tax: withholding is voluntary for household employers.
- Minnesota Paid Leave (family and medical leave premiums, from Jan 1, 2026): employee premium withheld each payday.
- W-2 to your nanny and W-3 to the SSA by Jan 31; Schedule H with your Form 1040.
- Minimum wage $11.41/h; paid sick leave is required. Workers' comp: Required once a household worker earns $1,000 or more in cash in a three-month period from your household (Minn. Stat. 176.041 subd. 1(14)); a worker who met that test in the previous year remains covered this year regardless of current-quarter earnings.
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Estimates for planning only, from the published 2026 rules for your state. Not tax advice. CareTab does not file or pay anything for you.