CareTab

Nanny tax & paycheck calculator

Pick your state and how you pay. See their take-home pay, what you withhold, and your employer taxes, with the forms you'll have to file. Uses 2026 federal and state rules.

Weekly gross
$1,000
$52,000/yr
Their take-home
$898
$46,670/yr
Your employer taxes
$93
$4,810/yr
Total cost to you
$1,093
$56,810/yr

Each paycheck

Hours worked
40 h × $25.00.
$1,000.00
Social Security
6.2% of gross wages.
−$62.00
Medicare
1.45% of gross wages; no wage cap.
−$14.50
Mississippi income tax
Mississippi 89-350 percentage method: annualized wages $52,000.00, less standard deduction $2,300.00, less exemptions $6,000.00, → $43,700.00 taxable at 4.00% bracket = $1,348.00/yr ÷ 52 periods.
−$26.00
Take-home pay$897.50

What you pay on top

Social Security (employer)
Employer match, same base as the employee share.
$62.00
Medicare (employer)
Employer match.
$14.50
Federal unemployment (FUTA)
6.0% less a 5.4% credit for paying state unemployment tax on time, on the first $7,000.00 of wages each year.
$6.00
Mississippi unemployment tax
1.00% on the first $14,000.00 of wages each year (UI-2/UI-3 Employer's Quarterly Wage Report and Contribution Report (filed via ACCESS MS Tax), quarterly). Using the new-employer rate; replace with your rate notice.
$10.00

What you'll have to file in Mississippi

  • Register with Mississippi Department of Employment Security (MDES) once you pay $1,000 in wages to domestic workers in a calendar quarter; file UI-2/UI-3 Employer's Quarterly Wage Report and Contribution Report (filed via ACCESS MS Tax) quarterly.
  • Mississippi income tax: withholding is voluntary for household employers.
  • W-2 to your nanny and W-3 to the SSA by Jan 31; Schedule H with your Form 1040.
  • Minimum wage $7.25/h; no state sick-leave mandate. Workers' comp: Mississippi requires coverage only for employers with five or more employees, and domestic servants are exempt (Miss. Code § 71-3-5) — not verified against MWCC text in this pass; confirm with the Mississippi Workers' Compensation Commission.

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Estimates for planning only, from the published 2026 rules for your state. Not tax advice. CareTab does not file or pay anything for you.