Nanny tax & paycheck calculator
Pick your state and how you pay. See their take-home pay, what you withhold, and your employer taxes, with the forms you'll have to file. Uses 2026 federal and state rules.
Weekly gross
$1,000
$52,000/yr
Their take-home
$892
$46,358/yr
Your employer taxes
$83
$4,290/yr
Total cost to you
$1,083
$56,290/yr
Each paycheck
| Hours worked 40 h × $25.00. | $1,000.00 |
| Social Security 6.2% of gross wages. | −$62.00 |
| Medicare 1.45% of gross wages; no wage cap. | −$14.50 |
| Montana income tax Montana MW-4 percentage method: annualized wages $52,000.00, → $52,000.00 taxable at 4.70% bracket = $1,687.30/yr ÷ 52 periods. | −$32.00 |
| Take-home pay | $891.50 |
What you pay on top
| Social Security (employer) Employer match, same base as the employee share. | $62.00 |
| Medicare (employer) Employer match. | $14.50 |
| Federal unemployment (FUTA) 6.0% less a 5.4% credit for paying state unemployment tax on time, on the first $7,000.00 of wages each year. | $6.00 |
| Montana unemployment tax Rate not set. | $0.00 |
What you'll have to file in Montana
- Register with Montana Department of Labor & Industry, Unemployment Insurance Division (Contributions Bureau) once you pay $1,000 or more in cash wages for domestic service in a calendar quarter (current or preceding year), mca 39-51-202(3); file UI-5 Quarterly Wage Report (UI eServices) quarterly.
- Montana income tax: withholding is voluntary for household employers.
- W-2 to your nanny and W-3 to the SSA by Jan 31; Schedule H with your Form 1040.
- Minimum wage $11.20/h; no state sick-leave mandate. Workers' comp: MCA 39-71-401(2)(a)–(b): household or domestic employment and casual employment are outside the Workers' Compensation Act unless the employer elects coverage and an insurer allows the election.
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Estimates for planning only, from the published 2026 rules for your state. Not tax advice. CareTab does not file or pay anything for you.