Nanny tax & paycheck calculator
Pick your state and how you pay. See their take-home pay, what you withhold, and your employer taxes, with the forms you'll have to file. Uses 2026 federal and state rules.
Weekly gross
$1,000
$52,000/yr
Their take-home
$887
$46,117/yr
Your employer taxes
$116
$6,006/yr
Total cost to you
$1,116
$58,006/yr
Each paycheck
| Hours worked 40 h × $25.00. | $1,000.00 |
| Social Security 6.2% of gross wages. | −$62.00 |
| Medicare 1.45% of gross wages; no wage cap. | −$14.50 |
| New Jersey unemployment (employee share) 0.43% withheld on the first $44,800.00 of wages. | −$4.25 |
| NJ Temporary Disability Insurance 0.19% employee premium on the first $171,100.00. | −$1.90 |
| NJ Family Leave Insurance (employee-paid) 0.23% employee premium on the first $171,100.00. | −$2.30 |
| New Jersey income tax New Jersey NJ-W4 percentage method: annualized wages $52,000.00, less 1 allowance(s) $1,000.00, → $51,000.00 taxable at 6.10% bracket = $1,466.00/yr ÷ 52 periods. | −$28.19 |
| Take-home pay | $886.86 |
What you pay on top
| Social Security (employer) Employer match, same base as the employee share. | $62.00 |
| Medicare (employer) Employer match. | $14.50 |
| Federal unemployment (FUTA) 6.0% less a 5.4% credit for paying state unemployment tax on time, on the first $7,000.00 of wages each year. | $6.00 |
| New Jersey unemployment tax 2.80% on the first $44,800.00 of wages each year (NJ-927-H Domestic Employer Annual Report (with WR-30 wage report), annual). Using the new-employer rate; replace with your rate notice. | $28.00 |
| NJ Temporary Disability Insurance (employer) 0.50% employer premium. | $5.00 |
What you'll have to file in New Jersey
- Register with New Jersey Department of Labor and Workforce Development (Division of Employer Accounts) once you pay household employers paying $1,000 or more in cash wages in a calendar quarter (standard rule; confirm with nj dol); file NJ-927-H Domestic Employer Annual Report (with WR-30 wage report) annual.
- New Jersey income tax: withhold using NJ-W4.
- NJ Temporary Disability Insurance: employee premium withheld each payday.
- NJ Family Leave Insurance (employee-paid): employee premium withheld each payday.
- W-2 to your nanny and W-3 to the SSA by Jan 31; Schedule H with your Form 1040.
- Minimum wage $15.92/h; paid sick leave is required. Workers' comp: New Jersey requires workers compensation insurance for all employers, including household employers of domestic workers (NJ DOL Division of Workers Compensation). Verify.
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Estimates for planning only, from the published 2026 rules for your state. Not tax advice. CareTab does not file or pay anything for you.