Nanny tax & paycheck calculator
Pick your state and how you pay. See their take-home pay, what you withhold, and your employer taxes, with the forms you'll have to file. Uses 2026 federal and state rules.
Weekly gross
$1,000
$52,000/yr
Their take-home
$892
$46,365/yr
Your employer taxes
$83
$4,290/yr
Total cost to you
$1,083
$56,290/yr
Each paycheck
| Hours worked 40 h × $25.00. | $1,000.00 |
| Social Security 6.2% of gross wages. | −$62.00 |
| Medicare 1.45% of gross wages; no wage cap. | −$14.50 |
| New Mexico income tax New Mexico Federal W-4 (write 'For New Mexico State Withholding Only') percentage method: annualized wages $52,000.00, → $52,000.00 taxable at 4.70% bracket = $1,656.65/yr ÷ 52 periods. | −$31.86 |
| Take-home pay | $891.64 |
What you pay on top
| Social Security (employer) Employer match, same base as the employee share. | $62.00 |
| Medicare (employer) Employer match. | $14.50 |
| Federal unemployment (FUTA) 6.0% less a 5.4% credit for paying state unemployment tax on time, on the first $7,000.00 of wages each year. | $6.00 |
| New Mexico unemployment tax Rate not set. | $0.00 |
What you'll have to file in New Mexico
- Register with New Mexico Department of Workforce Solutions (DWS), Unemployment Insurance Tax once you pay household (domestic) employers: $1,000 or more in cash wages in a calendar quarter (federal household-employer standard; not re-verified against a dws publication in this pass); file ES-903A Employer's Quarterly Wage and Contribution Report (UI Tax & Claims System) quarterly.
- New Mexico income tax: withholding is voluntary for household employers.
- W-2 to your nanny and W-3 to the SSA by Jan 31; Schedule H with your Form 1040.
- Minimum wage $12.00/h; paid sick leave is required. Workers' comp: Not verified in this pass. New Mexico's Workers' Compensation Act has historically excluded private domestic servants and employers with fewer than three employees — confirm with the NM Workers' Compensation Administration.
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Estimates for planning only, from the published 2026 rules for your state. Not tax advice. CareTab does not file or pay anything for you.