Nanny tax & paycheck calculator
Pick your state and how you pay. See their take-home pay, what you withhold, and your employer taxes, with the forms you'll have to file. Uses 2026 federal and state rules.
Weekly gross
$1,000
$52,000/yr
Their take-home
$877
$45,608/yr
Your employer taxes
$124
$6,422/yr
Total cost to you
$1,124
$58,422/yr
Each paycheck
| Hours worked 40 h × $25.00. | $1,000.00 |
| Social Security 6.2% of gross wages. | −$62.00 |
| Medicare 1.45% of gross wages; no wage cap. | −$14.50 |
| NY Paid Family Leave (employee-paid) 0.43% employee premium on the first $95,348.76. | −$4.32 |
| New York income tax New York IT-2104 percentage method: annualized wages $52,000.00, less standard deduction $7,400.00, less 1 allowance(s) $1,000.00, → $43,600.00 taxable at 5.40% bracket = $2,189.80/yr ÷ 52 periods. | −$42.11 |
| Take-home pay | $877.07 |
What you pay on top
| Social Security (employer) Employer match, same base as the employee share. | $62.00 |
| Medicare (employer) Employer match. | $14.50 |
| Federal unemployment (FUTA) 6.0% less a 5.4% credit for paying state unemployment tax on time, on the first $7,000.00 of wages each year. | $6.00 |
| New York unemployment tax 4.10% on the first $17,600.00 of wages each year (NYS-45 Quarterly Combined Withholding, Wage Reporting and UI Return, quarterly). Using the new-employer rate; replace with your rate notice. | $41.00 |
What you'll have to file in New York
- Register with New York State Department of Labor (Unemployment Insurance Division) once you pay household employers: $500 or more in cash wages in a calendar quarter (nys-50; not re-verified this session); file NYS-45 Quarterly Combined Withholding, Wage Reporting and UI Return quarterly.
- New York income tax: withholding is voluntary for household employers.
- NY Paid Family Leave (employee-paid): employee premium withheld each payday.
- NY Disability Benefits (DBL) employee contribution: employee premium withheld each payday.
- W-2 to your nanny and W-3 to the SSA by Jan 31; Schedule H with your Form 1040.
- Minimum wage $16.00/h; paid sick leave is required. Workers' comp: Workers compensation (and DBL/PFL) coverage is required for domestic workers employed 40 or more hours per week by the same employer (NY WCB). Not re-verified this session - confirm at wcb.ny.gov.
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Estimates for planning only, from the published 2026 rules for your state. Not tax advice. CareTab does not file or pay anything for you.