All states · Updated for 2026

How to pay a nanny in Florida

Everything a Florida family has to do to pay a nanny, housekeeper or caregiver legally: the taxes, the registrations, the forms, and the deadlines. CareTab does the math and reminds you; you keep paying them the way you already do.

The short version

Federal: withhold 7.65% Social Security and Medicare from their pay and match it; pay FUTA (0.6% of the first $7,000.00); file Schedule H with your 1040; give them a W-2 by Jan 31.
Florida unemployment tax: register with Florida Department of Revenue after $1,000 or more in cash wages for domestic service in a calendar quarter (current or preceding year); new employers pay 2.70% on the first $7,000.00 of wages; file RT-6 quarterly.
Florida income tax: none.
New hire report: within 20 days of their start date.
Minimum wage: $15.00/hour. Overtime: 1.5× over 40 h/week for live-out nannies.
Paid sick leave: not mandated by the state.
Workers' compensation: Domestic servants in private homes are excluded from covered 'employment' (s. 440.02(20)(c)1., F.S.), and non-construction employers need coverage only with 4+ employees. Coverage can be purchased voluntarily.

Step by step

Get an EIN from the IRS (free, online, 10 minutes).
Have your nanny complete Form I-9 and, if they want federal income tax withheld, a W-4.
File the Florida new-hire report within 20 days at the state site.
Register with Florida Department of Revenue once you cross $1,000 or more in cash wages for domestic service in a calendar quarter (current or preceding year) (registration).
Each payday: track hours, pay at least minimum wage and overtime, withhold 7.65%, give a pay stub.
Each quarter: file RT-6. RT-6 due the 1st day of the month after each quarter; late after Apr 30, Jul 31, Oct 31, Jan 31. Initial rate 2.7% applies until the employer is rated (about 10 quarters). Domestic-only employers with an earned rate may apply (RT-7A by Dec 1) to file one annual RT-7 instead, due Jan 1 and late after Jan 31.
January: W-2 to your nanny, W-2/W-3 to the SSA. April: Schedule H with your 1040.

Run your numbers

Use the free Florida nanny tax calculator: take-home pay, what you withhold, and your total cost including employer taxes.

Frequently asked

Do I have to pay nanny taxes in Florida?

Yes. Once you pay a household employee $3,000.00 or more in a year you owe Social Security and Medicare (7.65% withheld from your nanny and 7.65% from you), and FUTA once you pay $1,000.00 in any quarter. Florida unemployment tax applies after $1,000 or more in cash wages for domestic service in a calendar quarter (current or preceding year).

Do I withhold Florida income tax from my nanny?

Florida has no state income tax, so there is nothing to withhold.

What forms do I file in Florida?

RT-6 quarterly with Florida Department of Revenue, a W-2 for your nanny and W-3 to the SSA by Jan 31, and Schedule H with your federal return.

Does my nanny get overtime in Florida?

Live-out nannies get 1.5× over 40 hours a week. Live-in nannies are exempt from overtime in Florida. Florida has no state overtime law; the FLSA applies (1.5× after 40 hours; live-in domestic workers exempt from overtime).

What is the minimum wage for a nanny in Florida?

$15.00 per hour in 2026 (schedule: $14.00 from 2025-09-30, $15.00 from 2026-09-30).

Pay your Florida nanny legally for $14.99/month

Hours, paychecks with every tax computed, pay stubs, PTO, and a filing calendar with RT-6 pre-filled. 14-day free trial, no card needed.

Start free trial

Sources: Florida Dept. of Revenue — Reemployment Tax Rate Information (initial rate 2.7%, $7,000 wage base, 2026 range 0.1%–5.4%); Florida Dept. of Revenue — Reemployment Tax Return and Payment Information (RT-6 due dates; RT-7A annual filing for domestic employers); Florida Dept. of Revenue — Employer Guide to Reemployment Tax (RT-800002): domestic employer liability at $1,000 cash wages in a calendar quarter; Florida Constitution, Art. X, s. 24 — minimum wage schedule ($15.00 on September 30, 2026; CPI adjustments thereafter); Florida Statutes s. 440.02(20)(c)1. — 'Domestic servants in private homes' excluded from workers' compensation 'employment'. Rules for 2026. General information, not tax or legal advice.